Commercial Insurance

Business Interruption coverage is an important option that pays for the ongoing salaries and business expenses while your company is shut down and repairing their property from a major accidental loss. Commercial Liability is an extremely important coverage in America to provide you with a defense for people hurt on your premises. It also protects your for actions done by your employees that may have harmed another person or their property. Products Liability coverage protects you when a defect in your product or workmanship causes harm to another person or property.Commercial Auto coverage provides liability caused by an employee operating your company vehicle. It also provides physical damage protection for damage to that company vehicle. Workers Compensation is mandated in Georgia for an employer with three or more employees.This statutory coverage pays for medical bills and lost wages for employees who are injured on the job.Commercial Umbrella Liability can provide extra liability protection to your business over your primary business policies. It covers over the general liability, commercial auto and workers compensation.Professional Liability is necessary for many businesses. Doctors, Lawyers, Architects, and Engineers are a few of the businesses who need this protection. Bonds are required by many companies to set a standard of work and guarantee that the job will be performed correctly. Bonds also provide protection for an employer from employee theft. We have many markets for both surety and fidelity bonds.Directors and Officers liability is needed for people who set policy on company boards. Both nonprofit and for profit companies need this protection. Employment practices liability is a part of this to protect the employer when one of their employees feels they were mistreated at the company and suffered financial or personal loss. Just the defense costs from a suite of this nature can cost tens of thousands of dollars.